Site Policy – Your privacy is important to us. It is Safe Smart Money’s policy to respect your privacy regarding any information we may collect from you across our website, www.SafeSmartMoney.com, and other sites we own and operate.
We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used.
We only retain collected information for as long as necessary to provide you with your requested service. What data we store, we’ll protect within commercially acceptable means to prevent loss and theft, as well as unauthorized access, disclosure, copying, use or modification. We don’t share any personally identifying information publicly or with third-parties, except when required to by law.
Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective privacy policies.
You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services.
Your continued use of our website will be regarded as acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us. This policy is effective as of September 1, 2022.
Our HIPAA Policy
These privacy policies and procedures represent our obligation as an insurance office to protect the “nonpublic personal information” that we create, receive or maintain on all clients.
1. Purpose for Policy
We place a high value on the privacy of its clients (“Clients”) and the expectation that information regarding Clients remains confidential and is made available only to persons who have a legitimate right to know. In addition, SafeSmartMoney.com and the principals Martin Levy, Scott Zimmerman and affiliated agencies they are licensed and contracted with, are contractually obligated to comply with the privacy and security provisions of the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”). Collectively they recognize that all employees and temporary workers (“Employees”), as well as outside contractors, have an ethical and legal obligation to keep certain information about Clients confidential and to protect and safeguard this information against unauthorized use or disclosure.
The following section outlines the basic procedures necessary to comply with this policy.
Disclosure of Information
Access to Information
Security of PHI
Breach of Confidentiality
|Medical records, applications, census files, or any other paper-based document containing PHI
|Paper-based PHI should be placed in a sealed recycle bin for destruction or destroyed by shredding. Electronic copies stored in any document Management System will be password protected using encryption procedures.
|Computer hard drives, disks, e-mails and electronic files
|The IT staff will remove the hard drive from each computer or laptop that is scheduled for disposal. These hard drives will be physically secured until they are destroyed or recycled. Computers that will be reused must cleared or purged to remove PHI. Disks should be destroyed or re-formatted. E-mails and electronic files should be purged from the system after use. Employees needing assistance in disposing of electronic files should contact a member of our IT staff.